分类： bb

　　Recently, Know Car Emperor released the report "Insight into the Decision-making of Intergenerational Car Buyers from a Vertical Perspective", which comprehensively analyzes the behavioral preferences of intergenerational car buyers from four stages: starting car selection mode, generating car selection interest, precipitating car purchase intention and restoring decision-making characteristics, and interprets the new trend of intergenerational group consumption.

　　"Report" pointed out that the market concentration characteristics of the automobile market are becoming more and more obvious, and the trend of sales volume gathering to the head brands is getting stronger, and "brand" has become an important keyword in the era of stock. The user’s "brand" sensitivity is gradually stronger and the willingness is significant, and the car buying behavior of young people is more influenced by brand and word of mouth factors.

　　　Car sales are gathering with the head brands, and the sensitivity of users to choose car brands is enhanced.

　　In recent years, the automobile market in China has gradually moved from the incremental era to the stock era. At present, the head brand effect of automobile sales is remarkable. The proportion of automobile brand sales of TOP10 is increasing year by year, and it has occupied 61.2% of automobile sales in the market from January to July 2020. At the same time, the Report shows that in the first half of 2020, the brand retention share of TOP10 continued to increase, and the brand concentration of users’ retention continued to increase.

　　In the stage of car selection, the user’s sensitivity to the brand is also increasing, and the traffic of users arriving at the brand list page is obviously increasing, which is higher than the overall growth performance of knowing the car emperor’s traffic in the same period. For young users, the attention to the brand is significant throughout all stages from car selection to decision-making.

　　According to the Report, the brand sensitivity of users is enhanced during the attention period. After 90′ s, young users are more inclined to cut through the brand when choosing a car. The browsing significance of brand list pages of users aged 10-30 is over 100, while the older users are less inclined to cut through the brand. After the stage of generating interest and precipitation, young users in the decision-making period will be more sensitive to the brand.

　　In addition, more and more users find the target model through conditional car selection. According to the Report, from January to July, 2020, the click trend of knowing the car emperor’s conditional car selection showed a fluctuating upward trend, in which the click trend in July increased by 67% compared with that in January, and the growth rate of all click events in the same period was 30.1%. When using conditions to choose a car to buy a car, young users after 90 are more inclined to price and brand, and the car selection conditions are more comprehensive. However, mature users tend to search for models and vehicle factions, and intergenerational people show obvious consumption tendencies.

　　　The influence of "word of mouth and circle" is enhanced, and the decision-making of young users is more influenced by content.

　　In the stage of generating vehicle interest, the parameter configuration of vehicle models is more concerned, and the force of word-of-mouth public opinion and circle influence with social sharing attributes is gradually enhanced. In addition, the influence of car content on users’ car buying behavior is also rising.

　　According to the "Report", the traffic share of the word-of-mouth list page of knowing the car emperor increased by 1.7% in July compared with the beginning of the year, and the browsing significance of the car department word-of-mouth of users under the age of 30 exceeded 100. The demand for "avoiding pits" caused by young users’ lack of experience was even more significant. TAs are not only looking at word-of-mouth, but also more willing to share. In the decision-making stage of retention, users who intend to stay in the post-80s and post-90s browse word-of-mouth content significantly. For post-80s users, word-of-mouth has a more significant effect on users with high intention.

　　Platform social experience has also become the focus of young people. Knowing that Chedi Cheyou Circle is the "social" position of the car circle, young users after 90 pay more attention to Cheyou Circle. According to the Report, the page traffic share of car riders increased by 1.3% in July compared with the beginning of the year. Compared with middle-aged users, users under the age of 30 prefer to browse the content of car riders, and it is more significant to join the car riders when choosing a car.

　　Consistent with the performance of word-of-mouth decision-making, users after 1980s and 1990s all showed the characteristics that the browsing significance of car friends circle became more and more obvious with the increase of retention intention. Mature users are sensitive to parameter configuration in the overall decision-making period, but with the enhancement of users’ decision-making intention, this concern feature of young people appears, and the rational observation willingness of TAs in the early decision-making period is obvious.

　　In addition, the influence of automobile vertical content on the car purchase behavior of user groups has gradually increased. "Report" pointed out that in the stage of generating interest, young users after 1990s are more willing to watch UGC content (user-generated content) in the cycling circle, and TAs are more inclined to learn about vehicle models through interaction and other means. In the decision-making stage, the influence of content becomes more and more obvious with the increase of young users’ decision-making intention. According to the Report, the browsing significance of reserved users in the age range of 18-30 is 110, which is significantly higher than that of full-time users in the same range, and users from 1985 to 1995 are greatly influenced by professional content, and the browsing significance of PGC content pages by users exceeds 100.

　　Users’ willingness to compare is enhanced, and they are more willing to "spend ahead" after 90.

　　In the precipitation stage after generating interest, the user’s willingness to compare gradually increases, and the comparison ability of the main car buyers after 80 s and 90 s is relatively significant. Understand that the growth trend of clicking on PK(PV) is fluctuating and rising, with an increase of 58.2% in July compared with January. Among them, mature users aged 31-40 click on the vehicle comparison (PK) the most.

　　According to the Report, young post-90s users tend to compare the dominant indicators of products, such as the appearance and interior of cars, while older users will pay more attention to weighing the competitiveness of target models from the vehicle configuration and comprehensive level. In addition, disassembling the car price and careful calculation have become more and more important considerations for users to buy cars. The click trend of users in the station car purchase calculation shows a fluctuating growth trend, and the full payment and loan distribution of users are relatively balanced. According to the Report, 52% and 48% of users choose full payment and loan respectively.

　　It is worth mentioning that the consumption concept of young users is more radical. According to the Report, post-90s users are more sensitive to calculating car prices and have a stronger willingness to "spend ahead of time", and financial penetration is more significant for young users. Among them, the 18-23-year-old car purchase calculation has the highest significance, and the application loan conversion rate accounts for the largest proportion.

　　On the whole, Knowing Car Emperor released the report "Intergenerational Car Purchase Users’ Decision Insights from a Vertical Perspective", which deconstructed the overall consumption behavior characteristics of the current intergenerational crowd for brand owners, helped brand owners understand the differentiated needs of users, and also provided more professional and valuable information for the automobile industry, so as to promote the development of related industries.

CCTV News:The State Council Press Office held a press conference on the morning of April 16th, and the relevant person in charge of the National Bureau of Statistics released the main data of national economic operation in the first quarter. From the perspective of various core indicators, China’s economy continued to pick up and made a good start.

According to preliminary accounting, in the first quarter of 2024, the GDP was 296.299 billion yuan, with a year-on-year increase of 5.3% at constant prices. In terms of industries, the added value of the primary industry was 1,153.8 billion yuan, a year-on-year increase of 3.3%; The added value of the secondary industry was 10,984.6 billion yuan, an increase of 6.0%; The added value of the tertiary industry was 17,491.5 billion yuan, an increase of 5.0%.

In the first quarter, industrial production grew rapidly. The added value of industrial enterprises above designated size increased by 6.1% year-on-year, and that of high-tech manufacturing increased by 7.5%, 2.6 percentage points faster than that in the fourth quarter of last year. 1— In February, the total profits of industrial enterprises above designated size reached 914.1 billion yuan, up 10.2% year-on-year.

In the first quarter, market sales grew steadily and service consumption grew rapidly. The total retail sales of social consumer goods was 12,032.7 billion yuan, a year-on-year increase of 4.7%. Retail sales of services increased by 10.0% year-on-year.

The total import and export volume of goods was 10,169.3 billion yuan, up 5.0% year-on-year, and the trade structure continued to be optimized. Investment in fixed assets in China increased by 4.5% year-on-year, 1.5 percentage points faster than that in the previous year, and investment in high-tech industries increased rapidly.

In the first quarter, the national consumer price was flat year-on-year, and the employment situation was generally stable. The income of residents has increased steadily, and the income of rural residents has increased faster than that of urban residents.

Sheng Laiyun, deputy director of the National Bureau of Statistics, said that on the whole, the national economy started well in the first quarter, and the positive factors accumulated, which laid a good foundation for achieving the goals and tasks for the whole year.

The contribution rate of consumption to economic growth reached 73.7% in the first quarter.

In the economic data of the first quarter, we also selected several highlights:Strong consumption vitality, overall stable prices, continuous cultivation of new quality productivity, and industrial recovery.. First of all, in terms of consumption, in the first quarter, the contribution rate of consumption to economic growth reached 73.7%, which played an important supporting role in the economic recovery.

In the first quarter, physical consumption was generally stable. The total retail sales of social consumer goods increased by 4.7% year-on-year in the first quarter, and the total retail sales of social consumer goods exceeded 12 trillion yuan.

At the same time, service consumption grew rapidly. In the first quarter, the retail sales of services increased by 10% year-on-year, which was 6 percentage points higher than the retail sales of commodities. Residents’ service consumption expenditure accounted for 43.3%, an increase of 1.6 percentage points over the same period last year. Service consumption is accelerating.

In addition, online consumption continues to be strong. In the first quarter, the online retail sales of physical goods increased by 11.6% year-on-year. Driven by some new technologies, the new online sales model was constantly innovated and the sales record was constantly refreshed.

Since the beginning of this year, the upgrading consumption of Chinese residents has continued to improve. From the retail point of view, the year-on-year growth rate of sales of sports and entertainment products and communication equipment exceeded double digits. From the perspective of residents, the expenditure on transportation and communication, education, culture and entertainment are also double-digit growth.

In the first quarter, the consumer price index was generally stable.

Consumption is full of vitality. At the same time, the consumer price index (CPI) is generally stable. Official website, the National Bureau of Statistics, released a trend chart on the rise and fall of consumer prices in China, with the blue chart showing year-on-year and the yellow chart showing month-on-month. It can be seen that in March 2024, the national consumer price rose by 0.1% year-on-year and decreased by 1.0% quarter-on-quarter. At the press conference, Sheng Laiyun, deputy director of the National Bureau of Statistics, analyzed that the data in March was mainly due to the seasonal decline in prices after the Spring Festival, and the prices of services such as food and tourism dropped significantly. From a quarterly perspective, the consumer price index is generally stable.

Sheng Laiyun said that from the CPI index itself, the CPI was negative in the fourth quarter of last year, and the average CPI in the fourth quarter was -0.3%, while the CPI in the first quarter of this year was flat year-on-year. From the perspective of ring comparison, the ring comparison in the first quarter of this year was 0.3 percentage points higher than that in the fourth quarter of last year, which is consistent with the economic recovery.

Sheng Laiyun said that from the future trend, consumer prices will slowly pick up at a low level. On the one hand, the economy continues to improve and the total demand is picking up, which is a very important fundamental factor to support the CPI recovery. In addition, the prices of some agricultural products have also reached the inflection point of price adjustment, such as the price of live pigs. The next holiday consumption, including "May Day", will continue to drive the tourism-related travel consumer prices to pick up.

New quality productivity is constantly being cultivated and developed.

Judging from the relevant data in the first quarter, the development of new quality productivity has also begun to show new results in some industries and products.

From the perspective of new industries, emerging industries continue to accelerate their development. In the first quarter, the added value of high-tech manufacturing above designated size increased by 7.5% year-on-year, up by 2.6 percentage points over the fourth quarter of last year; The high-tech service industry continued to maintain a rapid growth trend, with the added value of information transmission, software and information technology services increasing by 13.7%, 2.5 percentage points higher than that in the fourth quarter of last year.

New investment and new infrastructure continued to show a good momentum of development. In the first quarter, investment in high-tech industries increased by 11.4% year-on-year, 1.1 percentage points higher than last year; Investment in high-tech service industry increased by 12.7%.

The upward trend of industrial economy will continue.

Sheng Laiyun, deputy director of the National Bureau of Statistics, introduced at the press conference that under the influence of various factors, the industrial recovery was good in the first quarter, and from the perspective of the development of the post-trend, the industrial economy will continue to recover. However, he also said that China is still in the stage of structural adjustment, transformation and upgrading, and some enterprises have to carry out transformation and upgrading, so they have to bear some pains of transformation.

Sheng Laiyun introduced that the industry recovered well in the first quarter, first of all, it was promoted by policies, and the confidence of enterprise development was increasing.

At the same time, there were positive changes in both internal and external demand in the first quarter. Exports in the first quarter were better than expected, and the industrial product export delivery value was 0.8% in the first quarter of this year, up 3 percentage points from the fourth quarter of last year. From the perspective of domestic demand, the added value of consumer goods in the first quarter of this year increased by 4.2% year-on-year, rising by more than 4 percentage points.

In addition, the industrial recovery is also related to the promotion of some recent policies.

Sheng Laiyun introduced that the central government has introduced a large-scale policy of upgrading equipment and replacing consumer goods with old ones, which has also enhanced the confidence of enterprises to a certain extent. Some enterprises can arrange production in advance. There is also a good reason for the rebound, which is related to the continuous cultivation of new kinetic energy.

Sheng Laiyun said that from the perspective of the post-trend, several reasons that support the industrial recovery will continue to play a role in the future, so comprehensive judgment shows that the industrial economy will continue to recover.

Sheng Laiyun said at the press conference: "In the next stage, China is still in a critical stage of structural adjustment, transformation and upgrading, and some enterprises have to carry out transformation and upgrading, so everyone has to bear some pains of transformation. Due to the adjustment of traditional industries and the cultivation of new kinetic energy, it is normal for some economic growth fluctuations to occur, but the quality of development is constantly improving and high-quality development is constantly improving. This is the fundamentals of China’s economic recovery. "

CCTV News:106 "missile soldiers" from the frontline of combat readiness training, national defense construction and operational support were promoted to the highest rank of soldiers with their superb professional skills. They took the "letter of appointment" from the general and put on a brand-new rank of first-class master sergeant. Sheng Dehua is one of them. He said that it is a special honor and pride to be promoted to the rank of first-class master sergeant and participate in the centralized awarding ceremony. We must take the goal of strengthening the army as the guide and continue to play our professional expertise in our posts to contribute to the upgrading of combat effectiveness.

In June 1975, Sheng Dehua was born in an ordinary peasant family in Group 3, Chengwen Village, Caoyan Town, Dafeng City, Jiangsu Province. It was Sheng Dehua’s wish to be a soldier, and it was his dream in life to go to the battlefield.

Sheng Dehua joined the army in 1993, joined the party in July 1997, put on a green military uniform, entered the military camp, came to the Gobi Desert, and became a glorious plateau rocket soldier. Sheng Dehua’s shooting range post is located on the east side of Taklimakan Desert, 50 kilometers away from Fiona Fang. The surface temperature is as high as 50 degrees Celsius in summer, and the lowest temperature is MINUS 40 degrees Celsius in winter. It is windy and dusty all the year round, and there is no trace of green.

"The environment is bitter, but it is more important to work hard without suffering." Over the years, the spirit of plateau rocket soldiers has been inspiring Sheng Dehua. He and his comrades-in-arms have not been intimidated by the difficult environment and dangerous operations, and have always been meticulous in learning majors, practicing skills and building shooting ranges.

One day in May 2004, Sheng Dehua performed a dud removal task. Under the surface temperature of more than 50 degrees in the Gobi desert, he wore a bulletproof vest weighing 12 kilograms and an airtight bulletproof helmet, and drove an explosion-proof excavator to carry out the bomb disposal operation. After three hours of suffocating excavation, he finally completed the task. The fear is that a dud almost sticks to the inner wall on the right side of the bucket. If the bucket deviates from 10 cm, it is likely to trigger detonation, resulting in car crash and death.

In order to strengthen the vigilance and flood control capability of the shooting range, in June 2010, he volunteered to the brigade leader to dig a warning flood control ditch around the shooting range. At that time, the melting water of the distant snow-capped mountains was coming. In order to catch up with the time, he got up first before dawn every day and worked against the stars and the moon at eleven or twelve in the evening. There was no place to stay, so he simply lived in the cave. One night, the quilt was blown away by the wind, and he chased it for hundreds of meters with a flashlight. During the day, when the temperature in the cockpit is as high as 40 degrees, he takes off his coat and works with bare arms. A month later, a 1.5-meter-deep, 2-meter-wide and 45-kilometer-long warning flood ditch was successfully completed. With excellent operation skills, he dug the flood control ditch as straight as a ruler in the Gobi without reference objects around. Leaders who have been to the shooting range will give a thumbs up: "There is this ‘ Great Wall ’ Guarding, the shooting range safety has nothing to say. "

In the military camp, Sheng Dehua was on duty, driver and position safety officer in a certain regiment’s security company. He also served as the monitor of the road maintenance class of the array company, and he was needed to operate eight types of large machinery such as excavators, elevators and bulldozers. Soldiers regard obeying orders as their bounden duty, and every time they change their posts, they take it easy.

With enthusiasm and persistence, Sheng Dehua went deep into 12 points, including classes and posts, preached the spirit of the 18th National Congress for more than 600 officers and men for more than 20 times, conveyed the party’s voice with the real feelings of participating in the grand event, and answered the concerns of officers and men in military language, which narrowed the distance between everyone and the CPC Central Committee and strengthened the determination and will of the officers and men to take root in the plateau desert and make contributions to the military camp.

On the one hand, it is a lonely outpost, on the other hand, it is a prosperous and wealthy hometown, on the one hand, it is a job that you love, and on the other hand, it is a loved one who has always loved and deeply felt guilty. How to choose? "What makes this profession brilliant is not the military uniform, but the belief that it is hidden in the heart. As a contemporary revolutionary soldier, we must always insist on not abandoning our yearning for ideals and not giving up our persistence in faith. " This is the answer given by Sheng Dehua. (Source: CCTV News, Zhongqing Online)

　　On October 18th,Institute of Mathematics and System Science, China Academy of SciencesInstitute of Systems ScienceSponsored"The 6th System Science Forum and Systematics Seminar Series"existMathematics collegeSouth building 204 lecture halllineAcademician Wan Zhexian, Academician Chen Hanfu, Academician Lin Qun, Academician Lin Huimin, Professor Fang Fukang, Professor Yu Jingyuan,Secretary of the Party Committee of Mathematics CollegeWang ShouyangandVice President Gao Xiaoshan and more than 140 experts, scholars and graduate students from inside and outside the hospital and Beijing.AttendedThis academic activity. This year coincides withThe 35th anniversary of the establishment of the Institute of Systems Science, this activityGather togetherSystem science forum, greenAcademic report in 2000 and "Systematic Seminar Series Activities" organized by Shanghai Academy of Science.The system science forum was presided over by researcher Yang Xiaoguang, deputy director of the Institute of Systems..

　　At the opening ceremony,Speech by Wang Shouyang.First of all, on behalf of the School of Mathematics, he congratulated the system on its 35th anniversary..Over the past 35 years, the system has trained a large number of outstanding talents for China, the world system science and related sciences, and made a series of achievements.haveThe work with important international influence has played an important role in national defense construction, economic security, industrial application and other fields. For the future development of the system institute, he pointed out that system science has great achievements. With the process of globalization, China’s further reform and opening up and the arrival of the era of big data, system science has more major development opportunities and is also facing new major challenges.;System science has its own development model, so we should respect the law, choose our own development strategy and cultivate more outstanding talents.

　　Subsequently, academician Lin Huimin and researcher Wang Shouyang, experts in computer software and theory, gave reports on "Odd-even Game and Model Checking" and "Talking from Rotterdam, the former largest port in the world" respectively.

　　Youth academic report bySystem instituteLi Hongbo, Assistant Director, presided over it..Three young backbone researchers Huang Yi, Yang Cuihong and Feng Xiutao from three key laboratories of the Institute of Systems made speeches respectively.Active Disturbance Rejection Control: Thought, Practice and Analysis》、《Talking about "Made in China"》、《Stream cipher: past, present and future"Report.

　　Director of the systemZhang Jifeng presided overSymposium on system science development.He thanked everyone for their support and help, summarized and reviewed the history and achievements of the system, and encouraged young researchers to work hard, take over the banner of the older generation and strive for greater achievements.The topic of the symposium on the development of systems science is to discuss the development, frontier problems and future trend of systems science. Professor Che Hongan of Shanghai University of Science and Technology gave a keynote speech "Thinking about what kind of innovation should be put forward by Mr. Wu Wenjun". Everyone talked passionately about the development of systematics, and the atmosphere was rich and warm.

　　Finally, Gao Xiaoshan made a concluding speech and introduced the situation of the center of Excellence to everyone.. hepoint out,Most of the achievements of the system come from the older generation of researchers, who have great hopes for young people and hope that everyone will work hard and continue the glory of the system.

　Seminar site

　　Cctv news: "Balance the relationship between steady growth and risk prevention. We are confident and capable of winning the battle to prevent and resolve financial risks. " On July 4th, the State Council held a press conference on the effectiveness of measures to promote the structural reform of the financial supply side. The relevant person in charge of China Banking and Insurance Regulatory Commission said that since the beginning of this year, China’s banking and insurance industry has continuously promoted the structural reform of the financial supply side, and the quality effect of financial services to the real economy has been continuously improved.

　　That night, "News Network" broadcast the relevant content. In fact, the conference also said a lot about preventing and defusing financial risks, especially what measures China Banking and Insurance Regulatory Commission has used and what results have been achieved in the past two years.

　　Positive progress has been made in preventing and resolving financial risks.

　　Liang Zhou, Vice Chairman of China Banking and Insurance Regulatory Commission, China, said that China Banking and Insurance Regulatory Commission dares to fight, take responsibility and confront difficulties, resolutely rectify market chaos and increase penalties. Over the past two years, more than 6 billion yuan has been confiscated, exceeding the total punishment in the previous ten years, and more than 8,000 people have been punished for violating the rules, which has formed a powerful shock.

　　Punishment is a means, not an end. The purpose is to force banks and insurance institutions to implement their main responsibilities through supervision and responsibility, maintain market order, protect the fundamental interests of the people, and firmly hold the bottom line that systemic financial risks do not occur.

　　With the efforts of all parties, the risks of high-risk institutions have been gradually resolved, and major cases of illegal fund-raising are being disposed of in an orderly manner. The effect of risk reduction in peer-to-peer lending is quite obvious.

　　The number of online lending institutions decreased by 57% compared with the beginning of 2018.

　　Unswervingly dismantle the high-risk shadow banks, and over the past two years, we have greatly reduced the high-risk financial assets with layers of nesting, complex structure and self-circulation by 13.74 trillion yuan, effectively curbing the financial reality.

　　At the same time, vigorously eradicate the soil of credit risk. In the past two years, the cumulative disposal of non-performing loans has exceeded 4 trillion yuan. At present, the non-performing loan ratio of the banking industry has stabilized at around 2%, and the provision coverage ratio has exceeded 175%. The main regulatory indicators such as the capital adequacy ratio of commercial banks and the comprehensive solvency adequacy ratio of insurance companies are at a good level.

　　Liang Zhou pointed out that "ammunition" to resist risks is sufficient. Financial risks have gradually turned from divergence to convergence, which is generally controllable.

　　Liang Zhou also said that he was clearly aware that there were still many gaps and deficiencies in the banking and insurance industry. If you want to understand and say it clearly, you must finally implement it. In the next step, China Banking and Insurance Regulatory Commission will continue to deepen the structural reform of the financial supply side, focus on enhancing the ability of financial services to the real economy, deepen financial reform and opening up, and balance the relationship between steady growth and risk prevention.

　　"We are confident and capable of winning the tough battle to prevent and resolve financial risks, promoting the continuous development of the banking and insurance industry to high quality, and providing stronger financial support for building a well-off society in an all-round way." Liang Zhou said firmly.

　　Cure chaos, make up shortcomings, maintain high-pressure situation, and rectify according to laws and regulations.

　　Liang Tao, Vice Chairman of China Banking and Insurance Regulatory Commission, China, made supplementary remarks on the work of dealing with chaos and making up shortcomings in the insurance industry. He said that in recent years, due to various reasons, China’s insurance institutions have experienced a rapid development stage, and there have also been blind expansion and chaos. Chaos is mainly manifested in weak corporate governance, illegal use of funds, improper product innovation, misleading sales, untrue financial business data and so on.

　　After the Party Committee of China Banking and Insurance Regulatory Commission was formally established, in May 2018, a meeting was held to promote the work of deepening the rectification of chaos in the banking and insurance markets. Require a comprehensive self-examination, leaving no dead ends. Deploy all insurance institutions to focus on the rectification of market chaos, check their own problems and make serious rectification.

　　The regulatory authorities also focused on key points and carried out regulatory inspections in a solid manner. In 2018, the regulatory authorities conducted 1,466 inspections of insurance institutions, with a total investment of 9,793 person-times. This year, the regulatory authorities at all levels continue to pay attention to the outstanding risks and problems in the insurance industry, and are now entering the market one after another to carry out inspections, which mainly cover corporate governance, solvency, capital utilization, auto insurance, agricultural insurance, short-term health insurance and so on.

　　Through strict punishment according to the law and regulations, we will maintain a high-pressure situation. In particular, the double penalty system has been implemented, and the punishment for senior executives has been strengthened. Various punishment measures have been taken comprehensively, such as limiting the business scope, ordering to stop accepting new business, revoking business licenses, revoking qualifications, and prohibiting entry into the insurance industry, so as to effectively increase the cost of violating laws and regulations, making institutions afraid, unable and unwilling to violate regulations.

　　Through continuous rectification, obvious results have been achieved, and the chaos in the insurance market has been corrected to a great extent.

　　Powerful shock the illegal subject. From January to May this year, 277 insurance institutions were punished, and institutions were fined more than 44 million yuan, ordered to stop accepting new business for 15 times, and their business licenses were revoked for 2 times. 416 responsible persons were punished, individuals were fined nearly 16 million yuan, and 18 people were disqualified.

　　The shortcomings of the system have been effectively compensated. Since 2018, more than 20 regulations and normative documents have been revised. Some problems such as lag, absence, overlapping and conflict have been effectively solved, and the institutional systems in key areas such as corporate governance, capital utilization, product management, consumer rights protection and self-construction of regulatory capacity have been further improved and perfected.

　　There are major risks in institutions, and the failure of corporate governance is an important reason.

　　Corporate governance is the "bull’s nose" for banks and insurance institutions to prevent risks and develop steadily. Many institutions have major risks, and the failure of corporate governance is an important reason. Some reporters have raised relevant questions.

　　In response to a question, Liang Tao said that some time ago, some cases occurred in the financial field, reflecting some outstanding problems in corporate governance of some operating institutions, mainly manifested in opaque and irregular equity relations, such as the problem of holding shares on behalf of others; There is also extensive management of related party transactions, and there is a problem of interest transfer; The development strategy blindly pursues extensive expansion, and the internal control does not match the development speed. In some institutions, the equity management is chaotic, the governance mechanism is ineffective, the "three meetings and one layer" is ineffective, and risks are accumulating.

　　China Banking and Insurance Regulatory Commission attaches great importance to corporate governance. Since the establishment of China Banking and Insurance Regulatory Commission in late March 2018, a symposium on corporate governance of small and medium-sized banks and insurance institutions was held in April to improve the corporate governance mechanism, organize research and deployment of banking and insurance industries.

　　After the promulgation of the "three-set plan", the corporate governance supervision department was set up to co-ordinate the corporate governance supervision of banks and insurance industries. By filling the shortcomings of the system, strengthening inspection and evaluation, and strengthening accountability, we will continue to promote the banking and insurance industries to improve the compliance and effectiveness of corporate governance. In the practice of supervision, we will implement differentiated supervision for different institutions according to specific conditions.

　　For large state-owned banks and insurance companies, we should improve the contents, rules and procedures of "three majors and one big" decision-making. For small and medium-sized commercial banks and insurance companies, we will focus on rectifying the chaos of shareholders’ equity and management transactions, and severely crack down on violations of shareholders’ equity and the transfer of benefits through illegal related party transactions.

　　In the next step, China Banking and Insurance Regulatory Commission will focus on improving the effectiveness of corporate governance of banking and insurance institutions, and continue to strengthen corporate governance supervision. First, make up for the shortcomings of corporate governance supervision system, improve the supervision system of corporate governance in banking and insurance industry, and fill the shortcomings in corporate governance mechanism, equity management and transaction management. The second is to evaluate the corporate governance of banking and insurance institutions, and rectify and implement the problems found. The third is to promote the construction of information system of corporate governance supervision, and improve the information level and scientific level of corporate governance supervision.

　　After low interest rate funds are lent to enterprises, the relevant funds are used for arbitrage.

　　In the first five months of this year, the average interest rate of new loans for inclusive small and micro enterprises issued by five large commercial banks was 4.79%, which was 0.65 percentage points lower than the average level of last year. Some people worry that the interest rate is too low and will not be sustainable in the future. Yang Liping, chief procurator of China Banking and Insurance Regulatory Commission, China, answered this question by herself when answering a reporter’s question. She said that it can be analyzed from the following aspects:

　　From the positioning point of view, large banks issue loans to small and micro enterprises, and the positioning is to protect capital and make small profits. By strengthening cost accounting, improving risk control and constantly improving products and services, banks position micro-financial services as protecting capital and making small profits.

　　Second, the state has given preferential policies for loans to small and micro enterprises. For example, the People’s Bank of China implemented the targeted cuts to required reserve ratios in inclusive finance to create targeted medium-term lending facilities, and the finance and taxation departments also have relevant policies, all of which are required to be reflected in the loan pricing of small and micro enterprises.

　　Third, through big data and cloud computing, large banks can identify risks more accurately and reduce excessive dependence on mortgage guarantees, thus reducing their own capital costs, operating costs and risk costs.

　　Finally, she added that the relevant departments also noticed that there were very few cases in the supervision practice. After individual banks lent low-interest funds to enterprises, the relevant funds were used for arbitrage and bought wealth management products. In this regard, banks are also required to strengthen the management of loan flow, so that low-cost funds will not be misappropriated and better serve small and micro enterprises.

　　In the next step, we will continue to promote services related to small and micro enterprises, including formulating an evaluation system and conducting unannounced visits to enterprises. We will conduct unannounced visits to enterprises in July, August and September this year.

Recently, the People’s Daily reporter visited Myitsone Hydropower Station in Myanmar after the shutdown, and investigated the living conditions of local people in Myanmar and the losses suffered by China Power Investment Group (hereinafter referred to as China Power Investment Corporation) after the suspension of the project. The People’s Daily published this survey article on January 3, 2014.

Myitsone Hydropower Station is the largest hydropower station in the hydropower development project in the upper reaches of Irrawaddy River signed by the governments of China and Myanmar. In March 2009, the governments of China and Myanmar signed the Framework Agreement on Cooperative Development of Hydropower Resources in Myanmar. The installed capacity of Myitsone Hydropower Station is 6 million kilowatts, with a total investment of 3.6 billion US dollars. Construction started first in December 2009, and the first unit is planned to generate electricity in 2017. However, on September 30, 2011, Myanmar President Thein Sein suddenly announced that the Myitsone hydropower project was temporarily put on hold during his term of office on the grounds of "people’s will".

Due to the suspension of the project, both China and Myanmar have suffered huge losses. The main investor, China Power Investment Corporation, bears the brunt. It goes without saying that the initial investment of 7 billion yuan is self-evident, and the financial interest and personnel maintenance fees of these funds are increasing at a rate of 300 million yuan per year. At the same time, the company faces huge claims for breach of contract from suppliers, construction units and other relevant contractors.

Myitsone hydropower station site

Myanmar suffered even more losses. According to the original plan, 30,000 people need to be employed locally for the construction, but only 78,000 people have emigrated to all the Yijiang projects, and all the laborers can be employed during the construction of the power station. Nowadays, many immigrants have no livelihood. Secondly, the confidence of foreign investment has been hit hard. Foreign investment in Myanmar has dropped sharply from $20 billion in fiscal year 2010-2011 to $1.49 billion in fiscal year 2012-2013. Third, economic growth has been frustrated. Experts estimate that Myanmar’s GDP will lose $5 billion every year when Myitsone Power Station is stopped, compared with $40 billion last year. The development of electric power is blocked, which may affect the realization of its goal of tripling its GDP in 2030.

According to the People’s Daily reporter, the Burmese people who opened a shop near the construction site said: "The villagers are actually not opposed to the construction of hydropower stations. Everyone is more concerned about livelihood and safety. We certainly welcome the construction of a safe hydropower station that allows us to use electricity and promote employment."

Among the reasons why some non-governmental organizations oppose the construction of Myitsone Hydropower Station, the clause of selling 90% of electricity to China has aroused nationalist sentiment in the hearts of Burmese people and catered to the western accusation that "China plundered Myanmar’s resources". But these accusations are untenable. According to the calculation, the installed capacity of Myitsone Power Station is 6 million kilowatts, and the annual power generation is three times that of Myanmar’s annual electricity consumption in 2011, which cannot be fully digested by Myanmar’s domestic market. According to the agreement signed between China and the Myanmar government, the Myanmar government will receive 10% of the free electricity from Myitsone Hydropower Station, and at the same time, it will give priority to power supply to Myanmar, waiting for the demand in the Myanmar market to increase. It is possible for the Myitsone Hydropower Station to transmit 100% electricity to Myanmar in the future. Some non-governmental organizations don’t know this situation, and they exaggerate that "China plunders Myanmar’s resources" and incite public opinion.

China Power Investment Corporation has never given up its efforts to restart the Myitsone project. Not long ago, China Power Investment Corporation invited Wu Saimin, deputy speaker of Kachin State Parliament, to lead 21 Kachin State legislators and media representatives to inspect the Myitsone Hydropower Station project, and also invited many Myanmar media as well as international media such as Asia News Channel and BBC to interview the project site. Domestic analysts in Myanmar generally believe that whether the new government can restart Myitsone Hydropower Project after the general election in 2015 depends largely on how China persuades the Myanmar government and local political forces to accept Myitsone Hydropower Project, which is a mutually beneficial project between China and Myanmar. Cheng Zhonghua, director of Myitsone Management Department of China Power Investment Group Yijiang Upstream Hydropower Co., Ltd., told the People’s Daily reporter: "We look forward to returning to work as soon as possible."

Schematic diagram of Myitsone Hydropower Station

The following is the full text of the People’s Daily reporter’s visit to Myitsone Hydropower Station in Myanmar after the shutdown.

Myitsone Hydropower Station is the largest hydropower development project in the upper reaches of Irrawaddy River signed by the Chinese and Burmese governments. According to the plan, seven cascade hydropower stations will be built in the upper reaches of the Yi River, with a total installed capacity of 20 million kilowatts, of which the installed capacity of Myitsone Hydropower Station is 6 million kilowatts.

"This project is a cooperative project signed by the governments of China and Myanmar and invited by the Myanmar government to participate in the development," Cheng Zhonghua, director of Myitsone Management Department of China Power Investment Group (hereinafter referred to as China Power Investment Corporation) Yijiang Upstream Hydropower Co., Ltd., told People’s Daily reporter that in October 2006, the Myanmar government participated in the third China — An invitation was sent to China Power Investment Corporation at the ASEAN Expo; In March 2009, the governments of China and Myanmar signed the Framework Agreement on Cooperative Development of Hydropower Resources in Myanmar. Since then, the hydropower development in the upper reaches of the Yijiang River of China Power Investment Corporation has been comprehensively promoted.

然而，2011年9月30日，缅甸总统吴登盛突然致函缅甸下议院，以“缅甸政府是民选政府，必须尊重人民意愿”为由，宣布在其任期内暂时搁置密松水电项目。近日，记者走进了停工后寂静的密松水电站。

密松水电站位置

仅设备停放导致中方损失每月就高达上千万元人民币

从缅甸克钦邦首府密支那向北行驶约38千米，就是密松水电站项目部。项目部门口尽管有数名保安把守，但大门周围已经长满荒草。进入施工区域后，经常能够看到修了一半的道路，还有很多刚刚打了地基或建了一半的房屋。由于无人看管，杂草从水泥地面的裂缝中钻出来，有的已经有一人多高。

在中电投负责修建的跨伊江大桥前，记者看到这座仅仅完工了一半的桥体静静地矗立在江面上。青绿色的江水从几个巨大的混凝土桥墩旁绕过，桥墩上暴露出已经锈迹斑斑的钢筋和横梁。按照中国公司的计划，水电站修建过程中，中电投将负责为伊江两岸修建共计约800千米的公路，极大方便两岸人民的出行和交通。然而在密松水电站被叫停后，伊江两岸的公路施工也陷入停顿。

Talking about the losses caused by the shutdown to China Company, Cheng Zhonghua said that the annual loan interest of the project reached 300 million yuan. After the construction started, the company delivered large-scale construction equipment worth 700 million yuan from China to the construction site. After the work was stopped in September 2011, the equipment was parked on the construction site. For these large-scale construction equipment maintenance, maintenance and rental costs, the company will lose tens of millions of yuan every month. After a year and a half of coordination with the Myanmar government and local armed forces, and the damaged bridges were repaired, all the equipment was finally shipped back to China at the end of March 2013.

Myitsone hydropower station area

Tens of thousands of local jobs have been lost.

The reporter then went to the immigrant new village next to the project department of Myitsone Hydropower Station. This new immigrant village built on the right bank of the Yi River is Anminda Village, with a total of 325 households, while about 85 immigrants on the left bank of the Yi River are placed in Mariyang Village. According to Cheng Zhonghua, these 400-odd households with more than 2,000 people are mainly villagers in Myitsone Dam area, and they need to be resettled first.

Immigrants’ New Village was completed as early as 2010. Most of the new immigrant villages are tall wooden houses with two-story frame structure, and each household has an independent courtyard. Some villagers with better economic conditions have built cement walls on the basis of wooden houses and planted economic trees, fruit trees and flowers around the courtyard. Immigrants’ new village has opened a wide cement road and running water, with 24-hour free power supply.

The reporter visited the schools and hospitals in Xincun. Both hardware and software conditions are first-class in Myanmar. The school not only accepts students from immigrant villages, but also students from many nearby villages. The teacher of the school, Duo Changda, told the reporter: "There are only three college students in the history of Myitsone. Since the establishment of Anminda Village School, students have been admitted to universities every year, and five students have been admitted this year."

Larry, pastor of Kachin Christian Baptist Church in Anminda Village, told the reporter that some villagers originally planted fruit trees or upland rice on the mountain. After moving into the new village, the land allocated to them by the Myanmar government was far away, and the quality of the land was not good. After the project was stopped, many villagers secretly returned to the reservoir area, continued to plant fruit trees and upland rice, or went to the rivers around the Yi River to engage in activities such as gold panning.

Cheng Zhonghua told reporters that due to the shelving of the project, many people lost their jobs, and the livelihood of immigrants had problems. The company still insisted on distributing rice to immigrants every month, with a total of more than 1,000 tons, which was welcomed by the villagers. If the Myitsone project is under construction, there will be tens of thousands of direct jobs in the peak period, and the number of indirect jobs such as service industry is incalculable. The company requires that local employees be used as much as possible.

"In the past, there were many shops near the construction site, and the business and catering industries were very prosperous. However, after the suspension of the Myitsone project, not only the business of nearby shops was bleak, but also the villagers who used to work on the project lost their jobs, "Minta, who opened a shop near the construction site, told reporters." The villagers are actually not opposed to the construction of hydropower stations. Everyone is more concerned about livelihood and safety. We certainly welcome the construction of a safe hydropower station that will enable us to use electricity and promote employment. "

Myitsone hydropower station site

If conditions permit, it will supply 100% power to Myanmar. Is this robbing Myanmar of resources?

Among the reasons why some non-governmental organizations oppose the construction of Myitsone Hydropower Station, the clause of selling 90% of electricity to China has aroused nationalist sentiment in the hearts of Burmese people and catered to the western accusation that "China plundered Myanmar’s resources". Cheng Zhonghua told reporters that in fact, when the company inspected the feasibility of the Myitsone Hydropower Station project, it was most worried about the issue of power sales. If the power sales could not be solved, the project would not be economically feasible, and the investment would not be established.

The construction of Myitsone Hydropower Station was put forward by Myanmar as early as 1952, but it could not be implemented due to technical, financial and market problems. Since the 1960s and 1970s, many enterprises including Kansai Company of Japan have visited Myitsone successively, among which Japanese companies submitted the preliminary development plan of Myitsone to the First Ministry of Electric Power of Myanmar Government in 2002.

Although Myanmar is a country short of electricity, the current consumption of electricity in Myanmar is still in its infancy. According to the calculation, the installed capacity of Myitsone Power Station is 6 million kilowatts, and the annual power generation is three times that of Myanmar’s annual electricity consumption in 2011, which cannot be fully digested by Myanmar’s domestic market. According to the agreement signed between China and the Myanmar government, the Myanmar government will receive 10% of the free electricity from Myitsone Hydropower Station, and at the same time, it will give priority to power supply to Myanmar, waiting for the demand in the Myanmar market to increase. It is possible for the Myitsone Hydropower Station to transmit 100% electricity to Myanmar in the future. However, some non-governmental organizations do not understand this situation, and they exaggerate that "China plunders Myanmar’s resources" and incite public opinion.

Some people in Myanmar oppose China’s construction of Myitsone Hydropower Station.

China introduced the development situation comprehensively, objectively and truly.

At present, the Myanmar government is secretive about the Myitsone hydropower project, and government officials are basically reluctant to mention it in public. Wu Saimeng Rui, Minister of Electric Power and Industry of Kachin State, refused to express his position on the Myitsone Hydropower Project in an interview with People’s Daily. However, there is a hydropower planning map of Kachin State hanging next to Wu Sai Meng Rui’s desk. When introducing Kachin State’s hydropower resources to reporters, Wu Sai Meng Rui deliberately pointed out seven cascade power stations planned and built in the upper reaches of the Yi River on the map.

Wu Saimeng Rui emphasized that hydropower has a unique advantage compared with other electric power. "It is not only cheap, but also recognized as a clean energy source in the world. Kachin State has the richest hydropower resources in Myanmar, but the current utilization rate is only 2.2%. In addition, the lack of high-voltage transmission network in Kachin State is also a big problem." Wu Saimeng Rui said that Myanmar welcomes foreign investment, but believes that the rights and interests of foreign investment can only be guaranteed after peace is achieved in Myanmar.

China Power Investment Corporation has never given up its efforts to restart the Myitsone project. Not long ago, China Power Investment Corporation invited Wu Saimin, deputy speaker of Kachin State Parliament, to lead 21 Kachin State legislators and media representatives to inspect the Myitsone Hydropower Station project, and also invited many Myanmar media as well as international media such as Asia News Channel and BBC to interview the project site. China Power Investment Corporation also published a book "Questions and Answers on the Development of Yijiang Hydropower" in Chinese, Myanmar and English, so that the public can fully, objectively and truly understand the development of Yijiang Hydropower.

Domestic analysts in Myanmar generally believe that whether the new government can restart Myitsone Hydropower Project after the general election in 2015 depends largely on how China persuades the Myanmar government and local political forces to accept Myitsone Hydropower Project, which is a mutually beneficial project between China and Myanmar. At the end of the interview, Cheng Zhonghua solemnly told reporters: "We look forward to returning to work as soon as possible."

　　Recently, the state issued 1.7 trillion central discount loans, of which 200 billion flowed into the renewal of medical equipment, which sounded the "assembly number" of the new infrastructure of medical equipment. This has also injected a "shot in the arm" into the medical device industry in the deep collection vortex.

　　After the good news was released, the A-share medical device sector rose sharply in recent days, with UIH Medical (688,271), Kaikai Medical (300,633), Mindray Medical (300,760), Candeley (603,987) and Xinmai Medical (688,016) leading the gains.

　　Solve the financing problem of hospital equipment procurement

　　Feng Jian, the head of a private hospital group in Zhejiang, told the First Financial Reporter that a local hospital under the group just happened to purchase medical equipment when the discount loan policy was issued, and soon received a phone call from the local bank and offered discount loans.

　　"Because it is precisely to purchase these equipment, the benefits of exempting interest are immediate." Feng Jian told the First Financial Reporter, "For private hospitals that are still in a difficult period of operation, purchasing large-scale medical equipment is a big investment in infrastructure costs, and it is still of great significance to get the actual capital cost concessions."

　　Li Bing, an investor in a private hospital in Shandong, told the First Financial Reporter that the loan interest rate within the support period of refinancing and financial discount policy (3 years) is not higher than 3.2% and not lower than 2.5% (financial discount level). If a hospital buys 20 million yuan of equipment, it will save 500,000 to 700,000 yuan in interest each year and 1 million to 1.5 million yuan in two years.

　　"The direct benefit of the hospital purchasing equipment is to increase the competitiveness of the hospital. If the loan allows, there are still hospitals willing to purchase equipment, and our hospital will declare it. However, if some hospitals are in poor operating conditions, such as high debt ratio, and banks do not approve them, that is another matter. " Li Bing told the First Financial Reporter.

　　He also reminded that the original intention of the discount loan policy is good, which can promote hospitals to improve the level of diagnosis and treatment, but for hospitals, they should also do what they can, especially private hospitals. "This policy provides a space for the hospital to operate. After all, it can get actual financial support. As a hospital, it should make full use of this policy. After all, it is necessary to increase investment and debt when purchasing equipment, and the money still needs to be paid back." Li Bing told the First Financial Reporter.

　　Yi Zhu, executive director of Sullivan’s Greater China Medical Group, told the First Financial Reporter: "2022 is a difficult year for the real economy, and the situation of financing difficulties has intensified. It is urgent to introduce the discount loan policy to alleviate the problem of financing difficulties and expensive financing for enterprises."

　　Yi Zhu believes that hospitals are an important part of social services and will be one of the beneficiaries of this policy. In addition to private hospitals, public hospitals also benefit obviously, because the funding channels of public hospitals are relatively simple, mainly relying on financial subsidies and loans. This policy can effectively solve the problem of insufficient funds in the development of hospitals, reduce the capital cost of hospitals, and promote the upgrading of hospital equipment to better serve the majority of patients.

　　"Large-scale tertiary public hospitals are of course strong, and all kinds of medical equipment are complete. Because patients gather in the head hospital, these hospitals always have to purchase equipment regardless of whether they are subsidized or not." A medical system person told the First Financial Reporter, "So this discount loan policy may benefit more grassroots public hospitals with weak medical infrastructure."

　　The relevant person in charge of a large tertiary hospital in Shanghai told the First Financial Reporter: "As we are the unit responsible for the budget of the Health and Health Commission, in the past, infrastructure construction and equipment investment needed to be purchased by ourselves. If it is really necessary to purchase equipment, we can consider loans. Through this discount loan policy, we can indeed buy some equipment."

　　The deputy director of the Radiology Department of another large tertiary hospital in Shanghai told the First Financial Reporter: "Many hospitals have applied for procurement, and we are still evaluating it. After all, the cost of purchasing an advanced medical imaging equipment is very high."

　　Some insiders also said that although some large tertiary hospitals are large in scale, their debts are also very serious, and they are very cautious about the decision to purchase equipment. Take Zhengda First Affiliated Hospital as an example. According to statistics, the balance of the hospital in 2021 was less than 1 billion yuan, accounting for less than 5% of the revenue.

　　"Our hospital will tend to build joint laboratories with some enterprises, so that the equipment of enterprises can be put into the hospital for free, saving a lot of money." The person in charge of the scientific research department of a hospital in Shanghai told the First Financial Reporter, "For example, we are preparing to cooperate with a domestic medical imaging equipment giant company to build a laboratory."

　　The director of the Radiology Department of a large tertiary hospital in Shanghai told the First Financial Reporter: "The key problem lies in the demand. The equipment is purchased according to the demand, and it is bought when there is demand, not because there is a discount policy, and there is no need to borrow money to buy it. It is unnecessary."

　　Imaging equipment manufacturers benefit first.

　　In Li Bing’s view, the most direct and first beneficiaries of the discount loan policy should be medical device manufacturers and distributors, not hospitals. "This means that the market of manufacturers has room for substantial growth." He told the first financial reporter.

　　Other investors also believe that the medical device industry, which has been silent for a while, may be reborn because the new infrastructure of medical devices has been put on the agenda. "In the past, the market did not attract enough attention to the new infrastructure of medical devices." A medical device investor told the First Financial Reporter, "Now the discount loan policy has shaken this undercurrent market."

　　Yi Zhu told the First Financial Reporter: "The policy limits the use direction of this loan to the purchase of medical equipment such as diagnosis and treatment, clinical examination, severe illness, rehabilitation and scientific research transformation. Correspondingly, it will mainly benefit the fields of imaging, IVD, monitoring and rehabilitation equipment."

　　Multinational giants first "liked" the discount loan policy. GE Medical told the First Financial Reporter: "Recently, we are concerned about the decision of the Standing Committee of the People’s Republic of China to determine special refinancing and financial interest subsidies to support the upgrading of equipment in some areas, expand market demand and increase development potential, and the Health and Health Commission took the lead in issuing a notice to confirm the use of financial interest subsidies to upgrade and transform medical equipment. This has undoubtedly injected a shot in the arm into the medical and health field, which is good for the overall domestic medical equipment industry. "

　　GE medical said that the implementation of a series of discount and loan combination boxing will be beneficial to the development of medical equipment manufacturing industry and accelerate the innovation iteration of enterprise equipment and products; On the other hand, it is also conducive to the overall development of medical equipment manufacturing industry, encouraging enterprises to expand production scale and improve production capacity and efficiency, which has a great impetus to the road of high-quality development of medical equipment in China.

　　At present, GE Medical has developed, produced and put more than 100 products into the market in China, covering a series of innovative products such as 256-slice CT, 3.0T magnetic resonance, obstetrics and gynecology, heart, whole-body ultrasound and ventilator, anesthesia, monitoring and ECG.

　　Some multinational medical device manufacturers also said that the favorable policies should be viewed more rationally. "It is still difficult to assess how much this policy will benefit our business, and we will have to wait until the final result comes out." The president of a European multinational medical imaging equipment company in China told the First Financial Reporter.

　　"The overall policy of discount loans is favorable. After all, in the short term, it will help to promote hospitals in need to buy or replace equipment as soon as possible." A senior official in China, a large German intensive care equipment manufacturer, told the First Financial Reporter, "But we should also see clearly that these demands are only released in advance. After all, equipment is not a high-frequency procurement commodity, unlike consumables. Now I buy more, and I may buy less in the future."

　　However, according to an internal document circulating in the industry, it seems unnecessary to worry about future demand reduction. "Some equipment may be purchased in advance, but with the increase in personnel and manpower investment in hospital equipment procurement, the ability to receive medical treatment will gradually increase, bringing new medical needs, which in turn will promote the hospital’s investment in new infrastructure." A summary of internal interviews with relevant departments wrote.

　　"I think as a hospital, they are more inclined to purchase some medical instruments and imaging equipment with shorter return period, such as CT, MRI, color Doppler ultrasound, IVD, and monitors, because there are a large number of patients’ needs, and for equipment such as surgical robots and gene sequencers that are expensive and difficult to return to their original cost, the demand of hospitals may not be so urgent." Seimi Zhang, a senior person in the medical device industry, told the First Financial Reporter.

　　Gu Xin, an executive of a multinational gene sequencing equipment manufacturer in China, told the First Financial Reporter that the types of equipment purchased by hospitals are closely related to clinical cognition. "At least at the present stage, the demand for using gene sequencing in clinical diagnosis is relatively small. This is because gene diagnosis is a relatively new discipline, and not many clinicians know this new technology. On the other hand, it is also related to cost. If gene diagnosis can be included in medical insurance in the future, the demand will increase significantly." Gu Xin told the First Financial Reporter.

　　Demand for innovative technology and equipment to be released

　　The first financial reporter learned that although some large tertiary hospitals are actively promoting the construction of research hospitals and strengthening their scientific research capabilities, the medical talent pool in emerging frontier technologies such as gene therapy is still in the early stage.

　　"Some hospitals pay more attention to scientific research, and the dean himself is an academician. They will be more active in the early layout of these new technologies, but the awareness of more hospital leaders is still lacking. Coupled with the current economic challenges, the investment in non-essential equipment will be less active." Gu Xin told the First Financial Reporter.

　　A deputy chief physician of the Department of Cardiology, a large tertiary hospital in Shanghai, told the First Financial Reporter that some genetic diagnosis techniques may be used in the field of structural heart disease, especially congenital heart disease, but they are rarely used as a whole, and their usefulness has not been fully revealed.

　　However, the situation is also changing. With more and more scientific research proving the influence of genes on diseases, precise treatment driven by gene diagnosis will surely receive more attention in the future. "For example, structural heart disease, current research has found that the incidence of a considerable number of patients is related to heredity. With the promotion of related research, precise treatment will definitely become the future trend." Gu Xin said.

　　In the eyes of the industry, this discount loan can not only release part of the clinical equipment demand, but also help accelerate the development of domestic medical equipment.

　　"At present, it is in the historical opportunity period when the country vigorously supports domestic innovative medical device products. I think hospitals may get greater support and encouragement when purchasing domestic devices and equipment." Seimi Zhang, an insider, told the First Financial Reporter.

　　UIH recently publicly responded to the new infrastructure of medical equipment on its WeChat WeChat official account. "We provide customized services for diversified scenarios for medical institutions at all levels for discount applications with tight time and difficult planning." UIH wrote. Since UIH went public at the end of August this year, its share price has risen steadily, and its current market value exceeds 160 billion yuan.

　　In addition, with more and more domestic surgical robots approved for listing by NMPA in China, the market believes that the discount loan policy will also stimulate the demand for technical equipment in this emerging field. For example, Tumai, the first domestic four-arm laparoscopic surgery robot independently developed by minimally invasive medical care, was approved by NMPA not long ago.

　　A domestic head surgery robot manufacturer has told the First Financial Reporter that since the release of the discount loan policy, the enthusiasm of hospitals for purchasing surgical robots is higher than in the past.

　　Jiang Tengfei, senior consulting director of Sullivan’s medical team in Greater China, believes that in terms of surgical robots, China enterprises can combine the advantages of the local market and exert their innovative ability in integrating AI intelligence. "In recent years, in terms of professional surgical instruments, a number of domestic brands with independent intellectual property rights have emerged in the China market, such as endoscopic/orthopedic surgical robots. How these enterprises develop in the future is worthy of attention." Jiang Tengfei told the First Financial Reporter.

　　"Now it seems that China’s centralized procurement policy will continue for a long time, which requires medical device companies to develop more innovative and core technologies that can be independently controlled, and serve the clinical unmet needs at a more competitive price." Seimi Zhang told the First Financial Reporter.

　　In recent years, the state has also issued a series of policies to encourage domestic medical device enterprises to accelerate innovation and become bigger and stronger. Last month, the National Medical Insurance Bureau clearly stated in the Reply of the National Medical Insurance Bureau to Recommendation No.4955 of the Fifth Session of the 13th National People’s Congress that "innovative medical devices will not be included in centralized procurement for the time being", and a certain market should be set aside outside centralized procurement to provide space for innovative products to open up markets.

　　However, in the field of domestic medical devices, there are still some problems in the industrial chain, such as duplication of low-end production capacity and waste of production resources, and there is still an objective gap with the world advanced level. Many products still need to be tested by the market. Enterprises need to further increase investment in R&D, achieve technological breakthroughs, gradually break through the core technical barriers of high-end equipment, and improve the localization rate of high-end medical device products. Take the high-end medical imaging products as an example. At present, the localization rate is less than 10%.

　　Cui Xiaobo, medical managing director of Ipsos medical industry, a consulting company, told the First Financial Reporter: "At first, domestic factories were engaged in the production of some relatively low-end medical device products. In the past few years, with the independent innovation and research and development advocated by the state, some manufacturers also began to develop high-end medical device products, but the core components still rely on imported supply chains, such as tubes and detectors of CT equipment. The problem caused by this is that the procurement cost is high. When it does not reach a certain amount, the enterprise has no bargaining power, so it loses money year after year. "

　　Cui Xiaobo said that although some local manufacturers of head medical devices are doing some independent research and development for some core components and referring to foreign enterprises, it is one thing to assemble medical devices, and it is another to use them well in clinical application. "Especially for the setting of some parameters, because international brands have a lot of overseas research and development or experience in other markets and then get it to the China market, I think there is still a certain gap in this part." He told the first financial reporter.

　　(Feng Jian, Li Bing, Seimi Zhang and Gu Xin in the text are all pseudonyms)

Become the first explosive movie in 2018.

Special feature of 1905 film network "Ex 3: Goodbye Ex", the first explosive movie in 2018! Since its release on December 29th, the film has been bringing surprises — — The series broke 500 million for the first time and 1 billion &hellip in the first week; … Now it has been released for 18 days, and "Former 3", which has won 1.76 billion yuan, has ranked fourth in the box office of domestic movies and is moving towards 2 billion yuan.

"Former 3" has ranked fourth at the box office of domestic movies.

"Previous 3" was released for half a month, and its stamina is still strong. Under the impact of Chinese and foreign films, last weekend (1.12-1.14), more than 100 million box offices were still firmly in the bag.

Recently, we also had the honor to interview Yu-sheng Tian, the director and screenwriter of the "predecessor" series, and chatted with him about the story behind the "predecessor". Yu-sheng Tian, born in 1980s, is like a cheerful big boy. From the moment he entered the studio, he talked about Kan Kan. For him, the interview was completely comfortable.

Filming is like playing with brothers. Han Geng and Ryan suffer when they are together as actresses.

From 2013 to 2015, and then to "Previous 3", Ryan runs through the trilogy of "Previous", while Han Geng missed the second one because of the schedule, and returned again in the final one. The three people who have cooperated for many times have become an "iron triangle", and filming together is more like playing with brothers.

Han Geng took the opportunity to "steal food" when filming a hot pot scene.

Yu-sheng Tian said that he and Han Geng had reached a tacit understanding that "I said a close-up and a flashback look, ok, too". As long as one sentence can immediately understand the director’s meaning, it is not only the improvement of Han Geng’s acting skills, but also the embodiment of tacit understanding with the director and the whole crew.

However, Han Geng, who played with Yu-sheng Tian, was also "tricky". At that time, the crew ate hot pot every day in Chengdu, but Han Geng’s next play asked him to keep fit and lose weight. "He always hides far away and eats that cabbage soup by himself, which is very miserable," Yu-sheng Tian said. As a result, when filming the scene of "Former 3" eating hot pot, "I think he is a little intentional, deliberately blocking a word or something, just one more, one more, and eat two more."

Han Geng and Ryan are a pair of he is my brother in the play.

In the play, there are good buddies with very different personalities. One of them is lovelorn and the other is lovelorn. Outside the play, Han Geng and Ryan have a very good relationship. "As long as they are both there, actresses suffer and are often teased and bullied." I don’t know whether Yu-sheng Tian’s revelation is a compliment or a loss to them.

There will be no fourth film in the "Ex" series, but there is no guarantee that there will be "Ex-wife"

Yu-sheng Tian, who claimed that she had never been in love before she went to college, felt that she lacked the experience of "predecessor". These three films had already hollowed out her body, so the "predecessor" series could only end there, and the rumor that the fourth film was shot because of the box office success of "predecessor 3" was shattered. Yu-sheng Tian said, "Han Geng told me that in a few years, you will get an ex-wife." Although it is a joke, who knows if an explosive IP was born in such a casual ridicule?

Yu-sheng Tian’s "Ex" series was inspired by a lovelorn partner.

Referring to the original intention of "Ex 3", Yu-sheng Tian recalled that the inspiration came from one of his lovelorn partners. Yu-sheng Tian, the partner who just broke up, asked him to go for a drink and told him about the ambiguous relationship between his girlfriend and his ex, so the topic of "ex" popped into Tian Yusheng’s mind. Later, my partner was dragged by Yu-sheng Tian to talk about creation and script, and thus the "predecessor" series came out.

It is no exaggeration to say that Yu-sheng Tian himself is a real "chatterbox", so it is not surprising that his films are full of witty remarks. Many classic lines in "Ex 3" come from Yu-sheng Tian’s private stock. He said that he has a small notebook dedicated to memorizing sentences. Every time he chats with friends (nonsense), funny sentences pop up in a flash of light, he will silently record them in the notebook. And "predecessor 3" used about one-third of the "inventory".

Han Geng dressed up as the supreme treasure in Ex 3.

It is worth mentioning that under the shell of comedy, Ex-3 abandoned the usual happy ending, and the hero and heroine failed to get back together again. Regarding the handling of the ending, Yu-sheng Tian said, "Don’t break up easily, but if you do, let it go". The core of the film is also about cherishing and thinking about love. As for being asked which line he thought was the most heartfelt, Yu-sheng Tian nominated Han Geng’s inner monologue when he dressed as the Supreme Treasure. "Only when Zi Xia leaves the Supreme Treasure forever will the Supreme Treasure grow into the Monkey King."

I don’t want to be a spokesperson for romantic comedies, but I want to make police, gangsters and war movies.

As a leader in the same period, Yu-sheng Tian thinks that the success of "Previous 3" is similar. In the movie market where fantasy movies are popular, the audience wants to see realistic movies that are close to life. The online exposure of many viewers crying in the cinema after watching "Former 3" for a long time also confirmed their strong resonance with the story of "Former 3".

Yu-sheng Tian’s "predecessor" series not only broke the curse of the sequel of the series, but also made better and better, which is not unrelated to his daily accumulation of materials and patient polishing of scripts.

Yu-sheng Tian wrote the screenplay for the first time.

Yu-sheng Tian, a screenwriter, made a movie script for the first time, and wrote "A Man on the Road", which was a success. Then, he directed the "predecessor" series of three films, which successfully made him among the 1.5 billion box office directors. Yu-sheng Tian seems to have been labeled as "comedy" since "A Man on a Embarrassed Road", but he himself has not positioned himself as a director of comedy films. "In fact, I like policemen, gangsters and wars very much, which are very bloody and passionate." Yu-sheng Tian confessed his "ambition" of making other films.

When talking about the plan for the next play, Yu-sheng Tian said that there is no plan at present, "it still depends on the story itself", and said that he would also consider his old partners Han Geng and Ryan in his new work. Let’s expect Yu-sheng Tian to create a new script after her personal experience of marriage, and look forward to the "Ex-wife" which may be reunited with the "iron triangle" sometime in the future.